Built for Financial Inclusion
Everything you need to score creditworthiness without traditional bureau data.
32+ Risk Features
Comprehensive feature engineering from transaction behavior, income stability, and spending patterns.
Explainable AI
Every score comes with human-readable explanations powered by LLMs. Know exactly why a score was assigned.
API-First Design
RESTful API with API key authentication. Integrate credit scoring into your existing workflows in minutes.
Real-Time Scoring
Score applicants in under 2 seconds. Probability of default, risk category, and confidence score.
Dashboard Analytics
Visual dashboard with scoring history, risk distribution, and portfolio-level insights.
Enterprise Security
Role-based access control, rate limiting, API key management, and audit logging.
Scoring Framework
Our scoring model maps probability of default to a 0–1000 credit score with three risk tiers.
800–1000
Low Risk
PD: 0–5%
600–799
Medium Risk
PD: 5–20%
0–599
High Risk
PD: 20–100%